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Wolf Administration Announces 2020 ACA Health Insurance Rates, Highlights More Options for Pennsylvanians


Harrisburg, PA – Insurance Commissioner Jessica Altman today announced Pennsylvania's approved 2020 individual and small group Affordable Care Act (ACA) health insurance rates, highlighting increased marketplace competition within several counties and a decrease in counties with only one carrier. 

All insurers currently offering coverage in Pennsylvania's 67 counties will continue to provide plans in 2020 with a statewide average increase of 4 percent for individual market plans and 9.7 percent in the small group market.

"The Insurance Department has worked to keep rate increases low for both consumers and in the small group market," Insurance Commissioner Altman said. "Also, consumers in many counties will have a new carrier to choose from when they begin to shop for coverage, including many more people who previously had only one option."

Oscar Health will enter the market for the first time and offer coverage to individuals and families on and off the health insurance exchange. Oscar Health will be available to consumers in Bucks, Chester, Delaware, Philadelphia and Montgomery counties, when open enrollment begins November 1. Highmark will be expanding its offerings into 14 new counties, two of which, Fayette and Greene, previously only had one insurer offering health insurance plans.

With Highmark's expanded footprint and Oscar Health's market entrance, the number of counties with only one insurer offering coverage in the individual market will decrease to six. The number of consumers living in counties with just one health insurer will fall from just under 180,000 people in 2018 to approximately 9,000 for the 2020 coverage year.

"Providing Pennsylvanians with more health insurance options allows individuals and families the opportunity to secure coverage that best fits their needs," Gov. Tom Wolf said. "This administration is committed to promoting a competitive and robust marketplace, and our efforts have led to an uninsured rate of just 5.5 percent, the lowest on record in our state."

Commissioner Altman added, "The department is committed to ensuring consumers have the necessary tools to understand their options before open enrollment begins in November. As such, I encourage consumers to review and compare health insurance plans on Consumers' Checkbook on the department's website.  It is a valuable resource that allows consumers to see the options within their zip code, taking into account their income, number of family members, and prescription drug needs."

The Pennsylvania Insurance Department created a resource page on its website that includes a link to; local resources for assistance with enrollment; brochures and videos about health insurance; Consumers' Checkbook; and additional valuable information.

Open enrollment for 2020 ACA health insurance plans runs from November 1 to December 15.  Any consumer seeking assistance to apply for coverage can find information on health insurance navigators and insurance on the department's website.


MEDIA CONTACT: Thaisa Jones,, 717-214-4781



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